Innovation for issuers & investors
Perfecting financial operations and outcomes.
What We Do
With hands-on guidance and a technology-based approach to collateral management, HRS is pioneering a new frontier in holistic structured finance platform design and operation.
Structured Finance Advisory Services
For new and seasoned issuers alike, securitization is a complex undertaking. In addition to intricate documentation and rigorous regulatory and reporting requirements, securitization requires coordination and commitment across all business functions.
To maximize the value of your time, resources and financial investment, a securitization platform should be optimized to deliver the highest possible economic value. Each transaction participant plays an important role – delivering targeted subject-matter expertise in their area of specialty. There are, however, few advisors naturally aligned with an issuer to deliver a holistic approach.
Having a seasoned partner who has built sophisticated securitization platforms at a global level, understands the importance of getting it right, the nuance of extracting the highest value, and has walked in your shoes as an issuer – and those of your bankers, lawyers and investors – can make all the difference.
Common Approach VS
HRS Approach
Common
Approach
Resources siloed in their expertise
Valuable but transactional relationships motivated by expediency
Many internal functional resources don’t have a speaking partner to guide them
The issuer is alone in working through data, systems, operations and day-two requirements
HRS Best-in-Breed Approach
Engages at the enterprise level to understand your business and work as your partner in evaluating and developing structured finance funding strategies
Coordinates across your internal and external resources to ensure transactions align with your business and financial objectives
Develops a deep understanding of your processes, assets, data, systems and resource capabilities to identify strengths and support development opportunities
Goes beyond the standard advisory engagement to increase liquidity, lower funding costs and optimize the economic value of your securitization strategy
Securitization Management System
Set in a cloud-based, dynamically scaling database environment, our Securitization Management System (SMS) offers enhanced operational efficiency to ensure all potentially eligible collateral value is represented in the system and that you’re always maximizing the potential of your facilitates. The SMS also supports dynamic modeling of pool selection and concentration limit optimization with sophisticated, multi-dimensional algorithms.
Because the HRS tech team is fluent in both information technology operations and structured finance, we can bridge the gap between your treasury, accounting and IT departments and can support your financing platform with 24/7 internal assistance.
Common Securitization Platform Management
VS
HRS Securitization Platform Management
Common Securitization Platform Management
Collateral value calculations as an input
MS Excel™ or off-the-shelf “reporting” software
Monthly reporting and settlements, often involving manual intervention, data manipulation and reliance on complex, fragile spreadsheets
Sub-optimized enhancement that unnecessarily trap assets and cash, reducing effective advance rates and increasing funding costs
Difficult-to-drill-down-into collateral and credit enhancement to ensure compliance and optimization
HRS Best-in-Breed Securitization Management System
We partner with you to ensure accurate, complete collateral value calculations
Automated daily reporting
Hardened SOX-compliant or SOX-ready system
High financing operations efficiency
Potential to increase effective advance rates
Daily collateral value storage enables detailed reporting and analysis
Produces daily asset-level collateral roll-forwards to enable troubleshooting and ensure compliance
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