Innovation for issuers & investors

Perfecting financial operations and outcomes.

What We Do

With hands-on guidance and a technology-based approach to collateral management, HRS is pioneering a new frontier in holistic structured finance platform design and operation.

Strategic Partnership

Structured Finance Advisory Services

For new and seasoned issuers alike, securitization is a complex undertaking. In addition to intricate documentation and rigorous regulatory and reporting requirements, securitization requires coordination and commitment across all business functions.

To maximize the value of your time, resources and financial investment, a securitization platform should be optimized to deliver the highest possible economic value. Each transaction participant plays an important role – delivering targeted subject-matter expertise in their area of specialty. There are, however, few advisors naturally aligned with an issuer to deliver a holistic approach. 

Having a seasoned partner who has built sophisticated securitization platforms at a global level, understands the importance of getting it right, the nuance of extracting the highest value, and has walked in your shoes as an issuer – and those of your bankers, lawyers and investors – can make all the difference.

Common Approach VS 
HRS Approach

Common
Approach

Resources siloed in their expertise

Valuable but transactional relationships motivated by expediency

Many internal functional resources don’t have a speaking partner to guide them

The issuer is alone in working through data, systems, operations and day-two requirements

HRS Best-in-Breed Approach

Engages at the enterprise level to understand your business and work as your partner in evaluating and developing structured finance funding strategies

Coordinates across your internal and external resources to ensure transactions align with your business and financial objectives

Develops a deep understanding of your processes, assets, data, systems and resource capabilities to identify strengths and support development opportunities

Goes beyond the standard advisory engagement to increase liquidity, lower funding costs and optimize the economic value of your securitization strategy

 Powerful Tech

Securitization Management System

Set in a cloud-based, dynamically scaling database environment, our Securitization Management System (SMS) offers enhanced operational efficiency to ensure all potentially eligible collateral value is represented in the system and that you’re always maximizing the potential of your facilitates. The SMS also supports dynamic modeling of pool selection and concentration limit optimization with sophisticated, multi-dimensional algorithms. 

Because the HRS tech team is fluent in both information technology operations and structured finance, we can bridge the gap between your treasury, accounting and IT departments and can support your financing platform with 24/7 internal assistance.

Common Securitization Platform Management
VS 
HRS Securitization Platform Management

Common Securitization Platform Management

Collateral value calculations as an input

MS Excel™ or off-the-shelf “reporting” software

Monthly reporting and settlements, often involving manual intervention, data manipulation and reliance on complex, fragile spreadsheets

Sub-optimized enhancement that unnecessarily trap assets and cash, reducing effective advance rates and increasing funding costs

Difficult-to-drill-down-into collateral and credit enhancement to ensure compliance and optimization

HRS Best-in-Breed Securitization Management System

We partner with you to ensure accurate, complete collateral value calculations

Automated daily reporting

Hardened SOX-compliant or SOX-ready system

High financing operations efficiency

Potential to increase effective advance rates

Daily collateral value storage enables detailed reporting and analysis

Produces daily asset-level collateral roll-forwards to enable troubleshooting and ensure compliance

In-House Sales Desk

Lease
and Loan Syndication

Large and liquid, the loan and lease syndication market represents a common but often underestimated capital markets strategy. 

For new sellers, syndication can represent a valuable source of funding, risk transfer, client capacity creation and potential income generation. However, many underestimate the operational intensity required to set up and manage an active syndication platform.

Seasoned market participants may also underestimate opportunities to improve risk-based pricing, execution efficiency, and expand risk distribution, thereby increasing the value of an already successful syndication platform. 

Having a seasoned advisor who has established and managed programs across the globe can expand strategic potential while creating operational integrity and stability.

Having access to a seasoned sales platform with established investor relationships and experience in long-term program development enables sellers to focus on client originations and service – with assurance that they are achieving the best available capital markets execution. 

Our experience enables us to anticipate where others underestimate.

Traditional Syndication VS 
HRS Syndication

Traditional
Syndication

Upside opportunity and complexity can each be underestimated by both new and seasoned market participants

Many internal functional resources don’t have a speaking partner to guide them through the needed result from their area

The seller is alone in working through data, systems, operations and day two operations management requirements to manage a portfolio owned by others

HRS
Syndication

HRS engages at the enterprise level as your partner in evaluating and developing syndication strategies aligned with your business objectives

We coordinate across your internal and external resources and advisors to ensure transaction structures and requirements align with your objectives and capabilities

We develop a deep understanding of your processes, assets, data, systems and resource capabilities – identifying strengths and supporting development opportunities

We deliver a fully integrated sales desk driving best-in-class execution strategies designed to increase the economic value of your syndication strategy

Interested in learning more?

Contact Us

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